In the Islamic banking system,the use of modern financial instruments in accordance with Sharia principles is considered a function to increase the performance of banks.These instruments,which are designed based on real and financial assets,have played an important role in improving the efficiency of the banking system in recent years,in addition to reducing credit risks and eliminating Sharia,and have played a significant role in improving the efficiency of the banking system.Relying on such mechanisms reduces dependence on conventional financial networks and paves the way for sustainable development in the banking sector.
This research focuses on the investment of leased sukuk and Murabaha on the process of mobilizing and allocating Islamic banking resources in Iran during the years 1398 to 1400 and uses seasonal data.For the analysis,the Markov switching economic model was used,which,due to the identification of structural changes,is a suitable tool for examining financial behaviors in different economic conditions.
The results of the studies show that the issuance of sukuk generally has a positive effect on the absorption and allocation of banks' resources,but the extent of this effect is not significant.This finding highlights the lack of review of the processes and mechanisms of Sukuk issuance to make it more attractive for domestic and foreign investment.As a result,by utilizing the attracted funds,bank resources can be significantly increased.
This article fully complies with the highest academic standards,and strong contribution to the field of view.Each quality is considered at its optimal level to reflect the true quality of the real.