نوع مقاله : مقاله پژوهشی
نویسندگان
1 مدیریت صنعتی گرایش مالی، دانشکده مدیریت و اقتصاد، واحد علوم و تحقیقات، دانشگاه آزاد اسلامی، تهران، ایران
2 گروه مدیریت تکنولوژی ،دانشکده مدیریت،دانشگاه آزاد اسلامی واحد علوم و تحقیقات ، تهران ، ایران
3 گروه مدیریت صنعتی ، دانشکده مدیریت، واحد سمنان، دانشگاه آزاد اسلامی، سمنان، ایران
کلیدواژهها
عنوان مقاله English
نویسندگان English
Bank credits should be provided to support production and vulnerable groups in the form of small loans in small and home-based businesses, but most of the financial institutions' resources are spent on non-priority sectors. On the one hand, banks want to fulfill their social obligations by providing services in the context of social banking, and on the other hand, they want to maximize their profits, and for this reason, they are faced with a dual mission and financial conflict with small enterprises. And they must find a way to resolve this conflict. Therefore, in this article, while systematically reviewing research and in-depth interviews with experts, the role of social banking in reducing the conflict of financial interests between banks and manufacturing firms is analyzed. The results showed that with the bank moving toward social banking and fulfilling social responsibilities, the conflict of financial interests between banks and manufacturing firms through financing the banks, securing the financial benefits of enterprises, and, consequently, securing long-term benefits of all customers will be reduced.
کلیدواژهها English
