Quarterly Studies in Banking Management and Islamic Banking

Examining Islamic banking in Malaysia (Methods of Resources’ Equipment and Allotment)

Document Type : Original Article

Author

Iman Gharib

Ph.D. Candidate at Azad University and Expert at Ansar Bank

Abstract
Having great potentials in the field of Islamic banking and Islamic financial markets, Malaysia is one of the prominent centers, and over the past years Malay banks have been able to play an important role in attracting Muslims and even non-Muslims’ liquidity utilizing new methods of Islamic banking. Iran, as a country which has operationalized the non-interest banking system in 1984, also enjoys a set of comprehensive laws in this respect. However, the country has not yet been able to succeed much in Islamic banking unlike Malaysia in spite of its potentials and infrastructures. Therefore, the present paper attempts to fully examine methods of allocation and mobilization of resources in Malay Islamic banking system so as to identify the gaps in the way contracts are executed in Iran’s banking system. The  paper first explicates the Malay Islamic banking system and then examines methods of allocation and mobilization of resources with respect to different types of contracts which can be used in combination with other type to guarantee abiding by Islamic jurisprudence. All the information in this research are based on literature reviews of documents produced by the Malaysia’s Central Bank.

Keywords

Islamic Banking
Malaysia
Resources Equipment
Resources Allotment
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Quarterly Studies in Banking Management and Islamic Banking
Volume 1, Issue 1
Summer 2015
Pages 201-223

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