Quarterly Studies in Banking Management and Islamic Banking

Abstract The present study aimed to investigate the effect of business intelligence adoption on the performance of bank support services companies with an emphasis on the mediating role of agility. To this end, a case study was conducted on Sepah Bank branches in Shiraz. The methodology of this study is of an applied and descriptive-survey type, and the statistical population includes all employees of Sepah Bank branches and those of Omid Net Infrastructure Support Company in Shiraz. The sample size was determined to include 310 people using the Krejcie and Morgan’s (1970) table, and simple random sampling method was used to select the sample. Data were collected through a questionnaire and its reliability was confirmed by means of the Cronbach's alpha coefficient being higher than 0.7. The results of the analysis show that agility acts as a mediating variable between business intelligence adoption and the performance of bank support services companies. Also, the tendency towards entrepreneurship has the greatest impact on the performance of these companies. This research helps to explain and clarify the role of business intelligence and agility in improving the performance of bank support services companies and can help managers of these organizations in making strategic and operational decisions. The results of this research can be the basis for future studies revolving around the performance improvement of organizations based on business intelligence and agility.

Abstract This study examines the relationship between risk governance and the performance of listed banks in Iran, by means of panel data models over the period 1397-1401. Risk governance was measured by indicators related to risk governance mechanisms (i.e. board of directors, risk committee, and chief risk officer) Bank performance was measured by "return on average assets" and "risk-adjusted return on average assets". The results of the analysis show that although there was a positive relationship between the variables of the board of directors mechanism ("board independence" & "board size") and performance, but the relationship was not significant. Regarding of the chief risk officer mechanism, all the variables of the mechanism ("chief risk officer independence", "chief risk officer stature", "chief risk officer oversight" and "chief risk officer compensation") had a positive relationship with performance, but this relationship was significant for the "chief risk officer oversight" and "chief risk officer compensation". Regarding the risk committee mechanism, the results indicate that there was a positive relationship between the "risk committee meeting", "risk committee approvals", and bank performance., And this relationship was negative for the "risk committee size" and "risk committee independence",. However, this relationship is significant for the "risk committee size". This study provides insight into the mechanisms and variables of risk governance that affect the performance of listed banks in Iran; It could be important for risk managers, bank executives, regulatory authorities, policymakers and future researchers.

Abstract Today, banks are looking for performance improvement methods to surpass their competitors to increase market share and profitability. Since one of the most important issues and concerns for the banks are profits and returns, they use a variety of methods to attract more customers. Base on this reason, performance evaluation of banks is very crucial and important not only for their investors and depositors, also for their managers. This study examines the factors affecting the profitability of Iranian private banks in the period of 2006 to 2014 and focuses on the financial factors to increase the efficiency by the bank managers. The study is a correlational research and was conducted using analysis of historical data. In this study, according to 3 independent variables (size of the bank, operating efficiency, asset management), 6 hypotheses were formulated. The results show that there exists a significant relationship between the independent variables and profitability criteria (net interest income and return on assets of the banks). To test the research hypotheses, multivariate linear regression and panel data analysis were utilized.